Solar finance and payback

Solar finance for businesses, farms and homes, with the numbers set out clearly

Solar is an investment that should pay for itself. Orilla Solar shows you the full cost, the expected savings and the payback, and sets cash and finance side by side so you can choose the route that suits your cash flow.

  • 100+ installations
  • 5.0 on Google
  • Sigenergy installer awards, 2024 & 2026
  • 2–5 years typical business and farm payback
Large logistics warehouse with its whole roof covered in solar panels and trucks at the loading bays
Why solar pays

Every unit you make is a unit you don’t buy

The return comes from replacing expensive grid power, and from what you avoid: diesel, downtime and the next tariff increase.

Tariffs rise every year

Eskom and municipal tariffs go up every year. Power from your own system isn’t touched by the increase.

Less diesel

In our off-grid proposals, monthly running costs, diesel included, can drop to around 5% of the original bill, before finance repayments.

Less downtime

Batteries keep production, cold rooms and pumps running through grid outages.

Tax relief for business

A business that owns its system, bought for cash, with a loan or with asset finance, can usually deduct the full cost in the first year under Section 12B.

Ways to pay

Own it, finance it or pay for use

Your proposal sets out the options side by side, so you can compare the monthly picture as well as the long-term return.

Own it

Cash

Usually the strongest long-term return. You own the system from day one and keep all the savings.

  • Typical business and farm payback of about 2–5 years
  • Section 12B applies to businesses
Own it, pay over time

Loan or asset finance

Keep your capital in the business or the farm. You own the system, so Section 12B still applies, including under an instalment sale.

  • Through banks, asset finance, loans or third-party funders
  • Realistically 2–4 weeks to approve
Pay for use

Rent-to-own, rental or PPA

Little or no upfront cost, with a monthly payment or a rate per unit of solar power, through different funders.

  • Section 12B does not apply to rent-to-own, rental or PPA arrangements
  • Contract terms differ by funder

Matched to the right funder

Terms differ between funders and types of finance. Funding depends on the size of the project and the funder, so we match your project to a suitable funder: banks, asset finance, loans or third-party funders.

For finance through our partners, you’ll need your last two years of financial statements, showing a business that is trading profitably or close to it. Not needed if you pay cash or use a loan from your own bank.

Homes: cash or your own bank

Most homeowners pay cash or finance through their own bank, for example with a home loan or a solar loan. For larger home systems, finance through a third-party lender can also be worthwhile, and we can point you in the right direction.

  • Home proposals typically pay back in around 5 years or less
  • No minimum system size for homes
Ready when you are

Send us your bills and we’ll set out the cash, finance and Section 12B numbers side by side.

Solar proposal with charts, a calculator and coffee on a boardroom table overlooking a factory roof covered in solar panels
What your proposal shows

A business case you can take to the board

We design from your own data, including data logging before design, so the numbers in your proposal are built on how you actually use power.

  • Full system cost, with nothing hidden
  • Expected savings on your own tariff
  • Payback period and long-term savings
  • Cash and finance options side by side
  • Diesel and downtime savings where they apply

Savings and payback depend on your usage, tariff, site and how the system is paid for.

Finance by sector

Built around how you earn

Business car park with long solar carport canopies fully covered in panels
Businesses

Commercial and industrial

Cut daytime peak costs and protect production.

Commercial solar page
Farm with a large ground-mounted solar array at a uniform tilt beside a centre-pivot circle
Farms

Farms

Pumps, cold rooms and less diesel, paid cash or funded through a suitable funder.

Farm solar page
Modern family home with a solar roof and a swimming pool under a jacaranda
Homes

Homes

Backup through outages and lower bills, paid cash or through your bank.

Home solar page
Laptop showing a daily electricity load curve beside a solar site
Quick estimate

Savings calculator

Enter your monthly bill for a first idea of what solar could save, then ask us for a proper proposal.

Open the calculator
Industrial park at sunset with many warehouse roofs fully covered in solar panels

An asset, not an expense

Solar that pays for itself, then keeps saving

Tax

Section 12B for businesses and farms

How it works

Under Section 12B of the Income Tax Act, a business that owns a solar PV system of up to 1 MW and uses it in its trade can usually deduct 100% of the cost in the year it is first used.

  • Applies when you own the system: bought for cash, with a loan or with asset finance (an instalment sale)
  • Does not apply to rent-to-own, rental or PPA arrangements
  • The temporary 125% Section 12BA allowance ended on 28 February 2025

Check with your tax adviser

Whether and how 12B applies depends on your business and the agreement you sign. We give your accountant the system details they need.

Get a solar quote
How it works

From your bill to a funded system

  1. 1

    Send your bills

    Twelve months of bills, or as many as you have.

  2. 2

    Measure

    Data logging and a site visit, so the design fits your real use.

  3. 3

    Proposal

    Cost, savings, payback and cash and finance options side by side.

  4. 4

    Payment or finance

    Cash: usually a few days. Finance: realistically 2–4 weeks.

  5. 5

    Install and save

    Installation, CoC and registration, then monitoring and maintenance.

Proof

A track record you can check

100+

installations completed by Orilla Solar

5.0

rating on Google from our clients

Sigenergy installer awards, 2024 & 2026

★★★★★

“Good price, excellent workmanship and great after sales service.”

Fanie Spies

Google review

FAQ

Solar finance questions, answered

Straight answers on payback, finance, tax and costs.

How long does solar take to pay for itself?
Business and farm systems typically pay back in about 2 to 5 years, and our home proposals in around 5 years or less. Your proposal shows the payback for your own usage and tariff.
Can I finance a solar system for my business or farm?
What do I need to apply for finance?
How long does finance approval take?
Do you offer rent-to-own, rental or a PPA?
How do homeowners pay for solar?
What is Section 12B?
Does Section 12B apply if I finance the system?
Is the 125% Section 12BA allowance still available?
How much can an off-grid system save?
What does a solar proposal from Orilla Solar include?
Next step

See the numbers for your site

Send us your electricity bills. We’ll show you the right system, what it costs, what it should save and how you could pay for it.